The IBC Guys

Episode 4: How Banks Are Stealing Your Wealth
 
Welcome to the fifth episode of The IBC Guys! Today, Mike and Dave reveal how banks profit from your hard-earned money and share how you can take back control using the Infinite Banking Concept (IBC).
 
In This Episode:
How Banks Work: Learn how banks turn your deposits into massive profits through fractional reserve banking.
Impact on Families: Understand how traditional banking methods drain wealth from your family.
IBC Explained: Discover how IBC helps you grow and keep your money within your family’s financial system.
Real-Life Benefits: See how you can finance purchases like vehicles while retaining wealth over the long term.
Key Takeaways:
Start small—you can begin building your banking system with as little as $50/month.
Everything you run through IBC stays with your family, growing wealth for generations.
 
Reach out to us, for a free consultation to see how IBC fits into your current financial situation. We’re here to help!
 
Schedule a call now by clicking this calendar link: https://calendly.com/dave-familybankingsolutions/30min
or call/text us directly at 507-205-2284
 
 
Connect with us:
Website: https://familybankingsolutions.com/
Social Channels:
 
Dave’s Facebook: https://www.facebook.com/dave.parmerlee
Dave’s Instagram: https://www.instagram.com/dave_ibcguys/
Dave’s Linkedin: https://www.linkedin.com/in/david-parmerlee-121bb3293/
 
Mike’s Facebook: https://www.facebook.com/profile.php?id=100090029017545
Mike’s Instagram: https://www.instagram.com/mike_ibcguys/
Mike’s Linkedin: https://www.linkedin.com/in/mike-stevens-962186336/

Episode 3: What is Financial Cancer and Do You Have It?
 
Welcome back to our podcast show! We’re Mike and Dave, and this is our third episode. Today, we’re diving into a shocking reality: the average American is paying 34.5% of their income in interest. That’s right, over a third of your hard-earned money is going to someone else.
 
In this episode, we’ll cover three key things:
Identify how this is happening: Where is all this interest coming from, and how did it become such a massive burden on families?
Expose how the system makes it happen: We’ll break down how the banking and financial systems are designed to keep you in this cycle.
Discuss how Infinite Banking (IBC) reverses the flow of money: IBC is a strategy that can help you keep more of your money within your family instead of sending it out to banks and lenders.
 
Let’s stop the trend of letting 34.5% of your income leave your family—it’s time to take control.
Looking ahead to our next episode, we’ll be talking about:
 
What financial cancer is: This is the silent drain on your finances that most people don’t even realize is happening.
How IBC can reverse that flow of money: We’ll explain how you can turn the tables and make your money work for you.
 
Here’s something to think about before the next episode: How is the banking system making money off your family? And is IBC a viable option for you to reverse the flow of money? Spoiler alert: the answer is always “Yes.”
 
Got questions? Want to learn how IBC can fit into your life? Email us, Mike or Dave, and we’ll help you figure out how to make this system work for your family. You don’t have to keep letting the banking system take a third of your income—we’re here to help you take it back.
 
Connect with us:
Website: https://familybankingsolutions.com/
Social Channels:
 
Dave’s Facebook: https://www.facebook.com/dave.parmerlee
Dave’s Instagram: https://www.instagram.com/dave_ibcguys/
Dave’s Linkedin: https://www.linkedin.com/in/david-parmerlee-121bb3293/
 
Mike’s Facebook: https://www.facebook.com/profile.php?id=100090029017545
Mike’s Instagram: https://www.instagram.com/mike_ibcguys/
Mike’s Linkedin: https://www.linkedin.com/in/mike-stevens-962186336/

Episode 2: Whole Life Insurance vs. Term Insurance
 
"Buy Term and Invest the Rest." You’ve probably heard this phrase before, but have you ever stopped to ask: Are the people saying it telling you the truth?Or better yet, are they telling you the entire truth?
 
In this episode, we’re diving deep into the topic of Whole Life insurance. We’ll compare Whole Life to Term insurance and break down the role Whole Life plays in the Infinite Banking Concept (IBC). Spoiler alert: Whole Life insurance isn’t just another policy—it’s the ultimate tool for leveraging IBC. If you’re not using this concept, you might be letting money slip right through your fingers.
 
We’ll also tackle some important questions:
Are the "talking heads" really giving you the full picture?
Could they have a vested interest in pushing Term Insurance, even though less than 2% of those policies ever pay out?
 
Don’t just take our word for it—do your own research! And if you still have questions, we’d love to hear from you. Call us, Dave or Mike, and we’ll help you navigate through it all.
 
Connect with us:
Website: https://familybankingsolutions.com/
Social Channels:
 
Dave’s Facebook: https://www.facebook.com/dave.parmerlee
Dave’s Instagram: https://www.instagram.com/dave_ibcguys/
Dave’s Linkedin: https://www.linkedin.com/in/david-parmerlee-121bb3293/
 
Mike’s Facebook: https://www.facebook.com/profile.php?id=100090029017545
Mike’s Instagram: https://www.instagram.com/mike_ibcguys/
Mike’s Linkedin: https://www.linkedin.com/in/mike-stevens-962186336/

Episode 1: Introduction to the Infinite Banking Concept
 
Welcome to the very first episode of The IBC Guys podcast with Mike and Dave!
 
Most people have never heard of the Infinite Banking Concept (IBC), but we’re here to change that. Every day, families are losing the opportunity to re-capture money that’s flowing away.
 
In this episode, we’ll give you a simple and practical overview of IBC and explain how we use it in our everyday lives. Whether you’re just hearing about this for the first time or you’re ready to dig deeper, this is the perfect starting point.
 
Take action! Research how IBC can benefit your family for generations. And if you have any questions, don’t hesitate to reach out to us directly—we’re here to help you take control of your financial future.
 
Connect with us:
Website: https://familybankingsolutions.com/
Social Channels:
 
Dave’s Facebook: https://www.facebook.com/dave.parmerlee
Dave’s Instagram: https://www.instagram.com/dave_ibcguys/
Dave’s Linkedin: https://www.linkedin.com/in/david-parmerlee-121bb3293/
 
Mike’s Facebook: https://www.facebook.com/profile.php?id=100090029017545
Mike’s Instagram: https://www.instagram.com/mike_ibcguys/
Mike’s Linkedin: https://www.linkedin.com/in/mike-stevens-962186336/

Introduction to the Podcast